How Businesses of All Sizes Can Cut Healthcare Costs, Gain A Competitive Edge And Foster A Healthier Workforce
High-quality health and wellness benefits give employers a competitive advantage when attracting and retaining talent. Business owners that take care of their people and provide resources for them to access comprehensive primary care are rewarded with greater workplace productivity, less downtime, reduced PTO (Paid Time Off), and a happier team.
But now, more often than ever, employers feel stuck in a cost quagmire.
Do you pare back health benefits to preserve the bottom line and risk alienating employees and their families who depend on the health insurance plan you offer? Or do you sacrifice profitability, recognizing that keeping the same benefits structure could prevent your organization from growth?
No wonder so many employers are conflicted over how to do right by their people and their profit? It seems like a no-win situation.
And cost is just the beginning. You want better health and wellness for your people because your business is a family of families.
The good news is, you’re not stuck after all. There is an answer: Direct Primary Care (DPC) for your workforce so you can cut healthcare costs, gain a competitive edge, and deliver rich, accessible benefits that keep employees healthy and happy.
What is DPC and how does it complement a high-deductible health plan or stand alone as an alternative? Let’s play out some scenarios where DPC for employees changes the health benefits trajectory for businesses.
The Solopreneur + 1
You’re a company of one with a new business partner, and the only affordable health insurance you can access includes a very high deductible and a litany of out-of-pocket expenses, even for basic doctor’s checkups. The last time you saw your primary care doc, aside from the $50 copay, you later received a medical bill for lab tests, vaccinations, and administrative fees. Not to mention prescription medication costs. And because you’re relatively healthy, reaching the benefit deductible never happens on an annual basis.
>>The DPC Benefit: With Direct Primary Care, you can supplement a high-deductible health plan for a reasonable monthly fee that saves 10 to 15% on premiums while enhancing care quality and access. There are no surprise bills, deductibles, or max out-of-pocket expenses. It’s a transparent monthly cost you can budget for and gain the peace of mind that going to the doctor for well checks. Lab tests and common prescription medication is discounted, often at a price lower than insurance co-pays. And, you get 24/7 access to your clinician with same day and next day appointments available.
The Startup or Family Business
You’re a newer, growing small business—or a multi-generational family business. You have a close-knit staff (even the relatives) that’s also expanding. You know that a healthy benefit offering will attract the talent your organization needs to get to the next level. Plus, your employees have families, children and healthcare needs you want to support as an employer. But the most robust plans are not realistic for your budget. Not to mention, your people have been complaining that every time they see their doctor, there’s a turnover of nurses or their clinician leaves the network and they’re back to finding a new care team.
>>The DPC Benefit: DPC is reliable, consistent primary care for all primary care services, including routine checkups, urgent care, preventive care, and chronic disease management. Your business may be in the position to offer a commercial health insurance plan with a high deductible as a safety net for crises—or you can choose to offer a DPC benefit to employees for a flat monthly fee, which can stand alone or accompany health insurance. (Some companies’ staff members whose spouses carry insurance for the family do not need employer-sponsored health insurance.)
With DPC at Maple Health, you see the same providers every time, 24/7 access, same and next day appointments, as well as on-site discount labs, pharmacy and imaging services through partners, and the self-funded program allows for end-of-year savings.
The Enterprise
You’re a mid-sized or large business that has offered a robust health insurance plan for years, but health outcomes are not supporting its expense and you’re taking a look at the value the plan is actually delivering to employees and their families.
You’re looking for a way to reduce monthly premiums, but it’s not just about cost. Your people have to take time off work for appointments with long wait times and visit multiple offices for necessities like pharmacy or lab tests for themselves and children.
>>The DPC Benefit: Give your employees the flexibility to access care 24/7 (no after-hours answering services, direct contact with clinicians) with evening and weekend care, no long waits, same-day and next-day access, and extended visits. We take time to consult thoroughly with patients when you need us.
Plus, data has shown that Maple Health DPC is often more cost-effective than traditional insurance alone, while providing extensive coverage. We provide on-site visits from a certified physician assistant for companies with 60 or more employees.
Offer Your Team the Maple Health Difference
Provide your employees with personalized healthcare that includes 24/7 access, affordable health services, and no long waits. Empower your team with the comprehensive care they need and deserve, exactly when they need it. DPC at Maple Health is ideal for organizations of all sizes, with eligibility for groups as small as two employees.
At Maple Health, we intentionally limit our patient load to fully serve members. Let’s talk about how we can serve your business, structure a plan, and involve your people. Reach out at 440-655-8017 or fill out this simple form to meet the team and learn more.
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“DPC at Maple Health is ideal for organizations of all sizes, with eligibility for groups as small as two employees.”
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